+91-80942 37237
+91-80942 37237
support@legaldalal.comWhat is the Sale or Purchase of a Micro Finance Company?
Sale or acquisition of Micro Finance Company is formal change in ownership, management control, and regulatory oversight of an NBFC-MFI with a Reserve Bank of India (RBI) registration. It is not a commercial transaction—it entails:
- Thorough financial and legal due diligence
- Regulatory compliance, i.e., RBI guidelines
- Disclosure and transparency of documents
RBI approval for change in management or equity shareholding
Whether you are an investor looking for an RBI-approved NBFC or an owner looking to exit in a strategic capacity, this process provides opportunities to growth and remoulding in the finance sector.
Why Choose Legal Dalal for Buying or Selling a Micro Finance Company?
- Expert Guidance: We have a team of experts in the field of legal, financial, and compliance who will support you at every legal and regulatory phase of the process.
- All-Digital Workflow: We conduct everything online on your behalf, right from onboarding and KYC to documentation and filing, so you save your time and effort.
- Transparency in Pricing Structure: No surprise shock or any hidden charges. We provide you with all our fees clearly explained once we understand your transactional requirements.
- All-India Reach: We serve clients in all Indian states with effective management of state-specific legal needs.
- Post-Deal Support: We enable post-deal filings, compliance services, and handover formalities for end-to-end continuity and peace of mind with respect to the law.
Our Expertized Services
NBFC Acquisition Support
Assisting investors to find, assess, and acquire a compliant, RBI-registered Micro Finance Company.
NBFC Sale Support
Assisting the business owner with valuation, identification of the buyer, documentation, and passing on regulations.
Due Diligence Services
Comprehensive financial, legal, and regulatory analysis of the target company for purchasing or selling with a view to reducing risk.
Regulatory Compliance Management
Organizing communication with RBI, ROC, and other regulators for documents such as prior approval requests, post-transaction intimation, etc.
Documenting Transactions
Drafting and reviewing all significant legal papers such as Share Purchase Agreements (SPA), NDAs, and Board Resolutions.
Post-Transaction Assistance
Assistance in handover reports, back filing of compliance, and restatement of books of accounts at time of closure of deal.
Why Enter into Sale or Acquisition of a Micro Finance Company?
- Rapid Market Entry: Taking over an existing NBFC enables you to begin business operations instantly without procuring fresh RBI permission.
- Exit Opportunity: Sale of your MFI brings liquidity and enables you to invest in new opportunity or group operations.
- Regulatory Advantage: Save yourself the headache of lengthy licensing procedures by buying an in-place compliant business.
- Expansion Strategy: You can expand immediately, namely into new geographic markets or products, through acquisition.
- Operations Continuity: With an existing loan portfolio, customer base, and IT infrastructures in place, you have less bumpy transition and higher ROI.
Our 5-Step Transaction Process
- First Consultation: Learn about your objectives, whether buying or selling, and research the ideal method for you.
- Due Diligence: Conduct comprehensive investigations into legal, financial, business, and compliance matters.
- Documentation & Agreement Drafting: Draft, read, and negotiate all documents and agreements necessary.
- Regulatory Approval Process: Provide necessary applications to the RBI and liaise with stakeholders.
- Transaction Closure & Post-Sale Support: Complete sale, effect final transfer of ownership, and provide post-transaction compliance and filing assistance.
Documents to be filed in case of Purchase or Sale of Micro Finance
- Certificate of Incorporation
- RBI NBFC Registration Certificate
- Financial Statements (3 years)
- Board Resolutions (sale or purchase)
- Shareholding Pattern & Cap Table
- Director & Shareholder KYC
- Loan Portfolio Summary
- ROC Filings & RBI Compliance Records
- Additional documents will depend upon the company structure and also complexity in transactions.
Why Buying or Selling of Micro Finance Company is Better with Legal Dalal
Sell or Purchase of Micro Finance Company with Legal Dalal is simple. Here’s the step-via-step process:
In-House Experts – 12–15 NBFC transaction professionals
Regulatory Expertise –Preferred by corporates and startups
Pan-India Service – Local solutions for national coverage
Cost-Efficient Execution –Transparency in, competitive pricing models
FAQs
HERE’S WHAT OUR CLIENT’S SAY ABOUT US
I really appreciate Mr Rishiraj work,he has answered all my queries professionally. I am grateful to mr Rishiraj . prompt and affordable service. Would highly recommend. Happy with service. THANK YOU LEGAL DALAL TEAM.
TS Power Solution
Very professional. Highly recommended for their services. One happy client.
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Highly recommend their services! They assisted us in getting our FSSAI certificate and we greatly appreciate their help!!! They are prompt, extremely helpful and highly informative.
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We were looking for an easy and tension-free company and Fssai registration services. Through Just Dial we came across to LEGAL DALAL. I Had a great experience with LEGAL DALAL and special thanks to Ms. Ritika, she put an enormous effort to finish my requirements in a short span of time. Highly recommended for a quick and economical option for all legal services.”
Thanks again to whole team
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Thanks to Mr Hitesh jain for helping me in my Pvt Ltd registration process
We found team energetic and made for the customers, and best thing you will get all the required services at single platform, Thanks team Legal Dalal
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First of all…. I would like to thankful to the Legal Dalal Team they have very good responsive also they has Good Member like Mr RISHI who is handling out A_Z all works out, whatever doubts and any issues he will guide me very well from the bottom of heart i ll we ll be grateful to Mr RISHI and Team I Prefer to all my colleagues to get solution for them, finally, LEGAL DALAL IS THE BEST PLATFORM TO ALL SORT OF PEOPLE
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My brother has recommended to check out the Legal Dalal (LD) for company registration. I was so surprised and would like to appreciate the team who have worked on my purpose getting the certificate in a shorter note, as that was higher priority in my list. The time, quality and services are highly appreciated. Thanks LD Team.
